Cheap Car Insurance for Young Drivers

Young drivers will, across the board, pay more for their car insurance than older drivers. Young drivers are seen as a greater risk to cover than older drivers and as such car insurance companies will charge them more to increase the chances of turning a profit. This is especially true for young males who statistically cause more accidents than young females and who will pay more for the same exact insurance coverage than most other demographics. Despite these statistical biases young people are still able to affordable car insurance by following a few tips and tricks.

Comparing Auto Insurance Rates

The most important single step you can take to reduce your auto insurance is comparing the rates of multiple companies at the same time and selecting the cheapest base company to work with. If you're receiving the same coverage from all of these companies there's no reason to pay more than you need to simply to go with a "brand name" provider.

Receiving a range of auto insurance quotes at the same time is as simple as using a quote comparison service like the one you'll find on this site.

Car Insurance Factors You Control

You may not control how old you are but there are plenty of statistical factors you can take control of to receive cheap car insurance factors for young drivers.

1. Keep Your Grades Up. Many car insurance companies provide lower rates for students who maintain an acceptable GPA. In some cases the higher your GPA the lower your rate. In other cases simply achieving a benchmark GPA will give you a standardized reduction.
2. Avoid Accidents. It goes without saying but avoiding accidents is the number one factor you control which contributes to the cost of your auto insurance. Accidents aren't the only driving problems which increase your insurance premiums- you will also pay more for every minor infraction, such as a moving violation, which you incur.
3. Keep Your Coverage to a Minimum. The more coverage you receive the more you will pay for your auto insurance. As long as you meet your state's requirements for coverage you will drive within the bounds of the law and pay less for your insurance. Still, reducing your coverage is an important decision to make. You will pay less every month but you will potentially pay a lot more in the case of an accident or other driving incident.