Car Insurance Companies

Car insurance is something every driver needs in order to comply with the laws of their state. It is also something every driver should have to ensure peace of mind and adequate protection in the event of an expected accident or other type of incident. The hardest part about buying insurance is that there are so many car insurance companies in the market; it can be overwhelming to decide which company to trust.

Top Car Insurance Companies

Each year, car insurance companies are rated based upon policy offerings, customer satisfaction ratings, pricing, billing and payment, and customer contact rates. If you are looking for a new car insurance company, be sure to review these respective ratings online. Some of the top car insurance companies to consider include:

• • State Farm
• • Allstate
• • Progressive
• • Geico
• • Esurance
• • Amica

There are many different ways buyers can investigate car insurance companies to ensure that they are buying their insurance from a trustworthy dealer.

1. Visit the state department insurance site online

Every state has a department of insurance and many drivers do not know that fact. Most departments have their own website and they may publish consumer complaints on that site. The site will show the ratio of complaints a company has received for every 1,000 claims that have been filed. This is a good way to tell if the company is trustworthy and reliable when it comes to servicing their insured members. By the time a buyer visited the department website, he or she should already know which companies have the lowest rates. Couple the low rates with low complaint ratios and it may become easier to find the right car insurance company.

2. Talk to body shops

Many drivers have favorite body shops, the place they go to fix dents, scraps, and other problems on their car. One of the best ways to find out about insurance coverage is to ask the staff members at the local body shop that has proven to give good service in the past. Body shop employees have regular interaction with insurance agents and adjusters. They will know which companies have a smooth claim process and which ones could use a little work.

3. Look at J.D. Power Ratings

J.D Power and Associates gathers data from policyholders on a nationwide level and then rates companies based on options, claims, price, customer satisfaction, and other qualities. Visit the J.D. Power Consumer Center and it is easy to see how various car insurance companies stack up against one another.

If these tips do not completely dispel the confusion, find an independent agent to help. Independent agents showcase several different companies. They do not have a particular interest in selling you a policy from any particular company. Therefore, they should be able to give good advice from their experienced background.